/S /H3 Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. /Count 5 /P 21 0 R /ProcSet [/PDF /Text] (BRO-06-22-0390.indd:Remittance Transfers:4316) [29 0 R /XYZ 314 688 null] /O /Layout The only advantage Vanguard has is their patent on making mutual funds in taxable accounts as tax efficient as ETFs. /P 21 0 R The Securities and Exchange Commission (SEC) charged crypto exchange Gemini and crypto lender Genesis with selling unregistered securities last week. The SEC is pursuing cases against several crypto lenders on the basis that these interest-bearing accounts are a type of security. /StructParents 207 19 0 obj endobj /StructParents 148 /ProcSet [/PDF /Text] 64% Stocks, 32% Fixed Income, 3.97% Cash. /Pg 27 0 R << /SpaceAfter 4.0 /GS1 351 0 R 994 0 R 995 0 R 996 0 R 996 0 R 997 0 R 998 0 R 75 0 R 999 0 R 1000 0 R 1000 0 R >> << /LineHeight 8.0 /P 21 0 R >> (BRO-06-22-0390.indd:.89129:4370) [27 0 R /Fit] /H /N >> /Sh0 366 0 R << endobj Mutual funds are sold only by prospectus, which explains: You can learn about all of the investments we offer based on your level of experience, topic, or the resource format in the. /LineHeight 8.0 >> /1 [-32768.0 10.0 3.0 -576.0 356.4 -36.0 369.0 1.0 0.0 0.0 /S /L endobj /PieceInfo << 1.0 207.106 -367.095] /ArtBox [0.0 0.0 612.0 792.0] /P 21 0 R /T1_3 364 0 R /K 650 0 R /C /Pa11 endobj 89 0 obj Always read the prospectus or summary prospectus carefully before you invest or send money. /Shading << /Pg 32 0 R Press J to jump to the feed. Once you have the screener open, put a tick mark next to Materials under the heading Sector & Industry Group. >> >> 210 0 obj 1.0 0.0 149.76] >> endobj Click for complete Disclaimer. Merrill Lynch Mutual Funds. /A 837 0 R endobj /PageItemUIDToLocationDataMap << /K 34 You cant buy an index directly, but you can invest in a fund. All rights reserved. /S /P /T1_3 365 0 R >> >> /3 [-32768.0 2.0 3.0 36.0 356.4 576.0 369.0 1.0 0.0 0.0 /CropBox [0.0 0.0 612.0 792.0] /P 21 0 R 1)Personal Capital is simply the best tool out there to track your net worth and plan for financial freedom. /NumberOfPageItemsInPage 4 /Font << >> /PageUIDList << /0 13820 >> /NumberofPages 1 /T1_2 360 0 R endobj 44 0 obj /StructParent 90 /P 21 0 R /P 21 0 R 1.0 -268.06 -354.5] /Pg 50 0 R /K 62 Mutual funds: Are professionally managed Can provide portfolio diversification Generally have low minimum purchase requirements Typically cost less than investing directly in the securities in the fund Provide daily liquidity you can sell shares back to the fund for cash on a daily basis Are sold only by prospectus. /BleedBox [0.0 0.0 612.0 792.0] You can become private real estate investor without the burden of property management! /5 [-32768.0 3.0 4.0 -306.0 13.8 306.0 13.8 1.0 0.0 0.0 To find the small business retirement plan that works for you, contact: Learn more about an advisor's background on FINRA's BrokerCheck. /O /Layout /Type /Border /P 21 0 R /P 21 0 R << /O /Layout /4 [-32768.0 2.0 4.0 -306.0 -19.92 306.0 -19.92 1.0 0.0 0.0 >> /S /P /MediaBox [0.0 0.0 612.0 792.0] /ColorSpace << (BRO-06-22-0390.indd:2 \(page 9\):4404) [34 0 R /XYZ 35 462 null] /P 21 0 R 330 0 obj /ColorSpace << 1. /GS2 378 0 R >> >> /Contents 403 0 R 1558 0 R 1559 0 R 1560 0 R 1561 0 R 1562 0 R 1563 0 R 1564 0 R 1565 0 R 1565 0 R 1566 0 R Press CTRL + Q to read quote window information. /BS << /Pg 24 0 R >> /Type /Annot endobj /PageUIDList << /Pg 30 0 R endobj 1.0 0.0 -264.0] endobj endobj /0 612.0 /PageItemUIDToLocationDataMap << /Contents 513 0 R /GS0 351 0 R /Pg 32 0 R 2015 0 R 2016 0 R 222 0 R] endobj /Parent 19 0 R >> /Tabs /S /LineHeight 8.0 /Contents 416 0 R /Pg 26 0 R >> /S /H3 The brokerage firm also has a managed account service that starts at 0.45%. /Pg 46 0 R /Pg 42 0 R endobj >> /StructTreeRoot 7 0 R /NumberofPages 1 endobj >> /ExtGState << >> /NumberofPages 1 /P 21 0 R /Tabs /S /Pg 45 0 R endobj endobj >> Our Advisors can recommend or make available to you a wide range of investment products. 1.0 -266.62 -347.62] How mutual funds fit within your portfolio, Compare mutual funds to other investment products. /DocumentID /PageWidthList << >> 0.282135 153.0 -382.5] 1.0 0.0 126.3] >> /5 [-32768.0 3.0 0.0 153.0 -382.5 270.0 -349.187 1.0 0.0 0.0 << /LastModified (D:20220718130313+02'00') /K 720 0 R /BleedBox [0.0 0.0 612.0 792.0] /Annots [408 0 R 409 0 R 410 0 R 411 0 R 412 0 R 413 0 R 414 0 R 415 0 R] << 1979 0 R 1980 0 R 1981 0 R 1982 0 R 218 0 R 1983 0 R 1984 0 R 1985 0 R 1986 0 R 220 0 R /K [0 1] endobj Enter your personal information, including your name, date of birth, phone number, and Merrill Lynch bank account number. /K [651 0 R 652 0 R] 84 0 obj /Annots [372 0 R 373 0 R] >> 1294 0 R 1295 0 R 1295 0 R 1296 0 R 1297 0 R 1297 0 R 1298 0 R] 1.0 0.0 51.1516] (X4VVhQ7Okk-eQUhdAZKwfw) 455 0 R (XKlSzRrpfUuJ_d-WWRSc0w) 456 0 R (YpRDzweMeEKWDxA33MyMvA) 457 0 R (_TQOU9iRz0WLe5BdV-nIsg) 458 0 R (aZUxdn8pAEmRjRgEAg5Ldg) 149 0 R /K [880 0 R 881 0 R 882 0 R 883 0 R] /S /H3 1070 0 R 1071 0 R 1072 0 R 1073 0 R 99 0 R 1074 0 R 1075 0 R 1076 0 R 1077 0 R 1078 0 R /GS3 354 0 R /K [600 0 R 601 0 R 602 0 R] /BleedBox [0.0 0.0 612.0 792.0] /S /P /S /H3 193 0 obj /H /N /P 21 0 R 1.0 -195.0 304.32] 1261 0 R 1262 0 R 1263 0 R 1264 0 R 1265 0 R 164 0 R 1266 0 R 1267 0 R 1267 0 R 1268 0 R Check it out here (link to Fundrise). When commission-free. /StructParent 100 The performance data contained herein represents past performance which does not guarantee future results. /P 21 0 R << /MediaBox [0.0 0.0 612.0 792.0] /Pg 40 0 R 1.0 -264.444 275.268] /5 [-32768.0 4.0 4.0 153.0 -382.5 270.0 -349.071 0.282135 0.0 0.0 endobj /O /Layout << /K 4 /P 21 0 R << /K 35 /MediaBox [0.0 0.0 612.0 792.0] /NumberOfPageItemsInPage 5 1.0 219.9 0.0] (BRO-06-22-0390.indd:.89158:4377) [28 0 R /Fit] Merrill Lynch Life Agency Inc. (MLLA) is a licensed insurance agency and wholly owned subsidiary of BofA Corp. 2023 Bank of America Corporation. /Pg 50 0 R /C /Pa15 endobj /P 21 0 R /Pa0 << /S /S /3 [-32768.0 0.0 2.0 -270.0 -360.0 -9.0 330.0 1.0 0.0 0.0 /BS << >> 1.0 10.58 -360.22] /StructParents 213 >> The firm does not have an annual IRA and setup IRA fees. /S /L /K 4 /A 37 0 R /C /Pa11 >> /Type /Border Self-directed traders at Merrill Edge get to buy and sell ETFs, closed-end funds, mutual funds, equities, options, and fixed-income securities. /S /L endobj /S /L /LineHeight 8.0 If you purchase a product or service with the links that I provide I may receive a small commission. /P 21 0 R /2 [-32768.0 5.0 3.0 -576.0 356.4 -36.0 369.0 1.0 0.0 0.0 /Pg 30 0 R >> /ArtBox [0.0 0.0 612.0 792.0] /Subtype /Link /0 [1.0 0.0 0.0 1.0 -306.0 -396.0] 308 0 obj /Font << 159 0 obj /Border [0 0 0] While Vanguard provides virtually all of its mutual funds and ETFs through its exclusive investment platform, third-party brokers like Merrill Edge also offer an extensive range of the same products. >> /SpaceAfter 3.0 << >> Step 2: Scan for Treasury Bonds After you have completed your required education, it's time to look for debt securities. << /T1_3 364 0 R /P 21 0 R /P 21 0 R endobj Select a Non-Taxable Fixed Income category, Select a International Fixed Income category, Ratings based on risk-adjusted return after expenses, Other fees may apply. /4 [-32768.0 9.0 4.0 -30.6 -396.0 -30.6 396.0 1.0 0.0 0.0 /K [781 0 R 782 0 R 783 0 R 784 0 R 785 0 R 786 0 R 787 0 R 788 0 R 789 0 R 790 0 R >> /P 21 0 R /CropBox [0.0 0.0 612.0 792.0] /LineHeight 8.5 /StartIndent 18.0 << Foreign bond funds investing 40% or more in stable, developed countries. /C2_0 379 0 R /P 21 0 R /LineHeight 16.0 >> >> << >> /1 [-32768.0 1.0 0.0 -315.0 -333.0 315.0 0.0 1.0 0.0 0.0 1.0 -269.5 -203.74] /A 2065 0 R /S /H3 /T1_0 359 0 R 171 0 R 172 0 R 173 0 R 174 0 R 175 0 R 176 0 R 177 0 R 178 0 R 179 0 R 180 0 R endobj endobj << >> /K 0 /S /H3 /S /S >> /brokenbar 168 /dieresis /copyright /ordfeminine 172 /logicalnot /.notdef /registered /macron >> 67 0 obj << >> 280 0 obj >> 24 0 obj Other fees may apply. /PieceInfo << /Alt (Merrill, a Bank of America Company) 15 0 obj /PageItemUIDToLocationDataMap << /A12 << Select link to get a quote. /S /L >> >> /1 [-32768.0 1.0 2.0 9.0 -360.0 270.0 315.6 1.0 0.0 0.0 /0 11555 >> /P 21 0 R /BBox [458.838 744.872 576.003 778.909] /ExtGState << /S /L /Type /Page your Merrill Lynch financial advisor or Merrill Edge Representative and refer to . /InDesign << /Type /Annot /Parent 6 0 R /LastModified endobj 75 0 obj /P 21 0 R /ProcSet [/PDF /Text] /K [543 0 R 544 0 R 545 0 R 546 0 R 547 0 R 548 0 R] However, the fee is steep if you move outside of those funds: The broker can charge up to $74.95. /P 21 0 R 143 0 obj /P 21 0 R /StructParents 179 57 0 obj Capital One and Merrill Edge offer more than just low-cost commissions. << 62 0 obj /Pg 28 0 R /TextAlign /Center /SpaceAfter 4.0 /K 11 An investor who holds a more expensive share class of a mutual fund will pay higher fees over In fact, Vanguard has 16,000 mutual funds in comparison to Merrill Edge's 4,000. >> endobj /Pa9 << 2033 0 R 2034 0 R 2034 0 R 2034 0 R 2035 0 R 2036 0 R 2037 0 R 2038 0 R 2038 0 R 2039 0 R /S /L 1108 0 R 1109 0 R 1110 0 R 1111 0 R 1112 0 R 1113 0 R 1114 0 R 1115 0 R 1116 0 R 1117 0 R /K [643 0 R 644 0 R] endobj /O /Layout (BRO-06-22-0390.indd:About Margin Lending:4317) [29 0 R /XYZ 314 303 null] /P 21 0 R /W 0 << Review selection criteria Domestic Equity Account minimums Let's keep it simple: Neither Merrill Edge nor Vanguard . /Pg 32 0 R /Pg 30 0 R /A 2059 0 R /S /H4 1127 0 R 1128 0 R 1129 0 R 107 0 R 1130 0 R 1131 0 R 1132 0 R 1133 0 R 109 0 R 1134 0 R /ArtBox [0.0 0.0 612.0 792.0] >> /ArtBox [0.0 0.0 612.0 792.0] endobj >> << /W 0 /P 21 0 R /P 21 0 R To see all of my most up-to-date recommendations, check out the Recommended Tools section. /K [68 69 748 0 R 70] >> /GS3 498 0 R /NumberofPages 1 /Type /Border /Pg 45 0 R /Font << Please discuss all financial and investment decisions with a financial professional. Get up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account. /P 21 0 R << /A 871 0 R /GS4 355 0 R /BS << /C /Pa11 /LineHeight 8.0 endobj << >> /GS0 351 0 R endobj /5 [-32768.0 3.0 4.0 -306.0 171.6 306.0 171.6 1.0 0.0 0.0 << /C /Pa12 This is the first choice displayed. /P 21 0 R /Pg 30 0 R 1576 0 R 1577 0 R 1578 0 R 1579 0 R 1580 0 R 1581 0 R 1582 0 R 1583 0 R] /K 840 0 R /K [717 0 R 718 0 R] /P 21 0 R (BRO-06-22-0390.indd:.89170:4380) [30 0 R /Fit] /K [890 0 R 891 0 R 892 0 R 893 0 R 894 0 R] Merrill Edge is a large online brokerage platform that was founded in 2010, two years after Bank of America acquired Merrill Lynch.[1]. /A 649 0 R /Pg 25 0 R 115 0 obj Wood Recycling Cambridge, /Pg 44 0 R /PageTransformationMatrixList << endobj endobj /O /Layout /C /Pa12 /14 [-32768.0 4.0 2.0 -270.0 -189.0 270.0 252.0 1.0 0.0 0.0 /BS << /S /L >> /0 967 /Annots [503 0 R] /Count 11 >> << endobj << /Kids [43 0 R 30 0 R 31 0 R 44 0 R 45 0 R] endobj << 83 0 obj /K [608 0 R 609 0 R] >> /0 612.0 1.0 9.5 -359.5] With Fidelity, you pay 0.50% for its hybrid robo-advisor service, but Merrill Edge charges 0.85% annually. /K 0 endobj /S /L 116 984 0 R /0 612.0 /P 21 0 R /C /Pa12 /S /H3 /Subtype /Link >> 68 0 obj /5 [-32768.0 3.0 4.0 -306.0 227.4 306.0 227.4 1.0 0.0 0.0 >> /P 21 0 R /P 21 0 R /DocumentID /BleedBox [0.0 0.0 612.0 792.0] endobj /2 [-32768.0 3.0 3.0 -576.0 356.4 -36.0 369.0 1.0 0.0 0.0 /PageUIDList << /Count 5 Here's how they compare for IRA accounts. /Pg 33 0 R Please reduce the number of securities selected. 51 0 obj << /S /L >> << >> /0 1118 /S /L << endobj /3 [-32768.0 1.0 2.0 9.0 -360.0 270.0 -221.2 1.0 0.0 0.0 1.0 0.0 -107.4] Additional information is available in our Client Relationship Summary (Form CRS) (PDF). /Type /Pages >> << /A << /12 [-32768.0 11.0 4.0 -270.0 269.92 -261.776 281.74 1.0 0.0 0.0 /T1_0 359 0 R /2 [-32768.0 2.0 3.0 36.0 356.4 576.0 369.0 1.0 0.0 0.0 /GS1 352 0 R << /S /P << 1940 0 R 469 0 R 1941 0 R 460 0 R 1942 0 R 422 0 R 1943 0 R 442 0 R 1944 0 R 441 0 R /K 0 << << /7 [-32768.0 5.0 4.0 -306.0 69.0 306.0 69.0 1.0 0.0 0.0 >> /Marked true 323 0 obj >> /S /L /C /Pa12 /ProcSet [/PDF /Text] (BRO-06-22-0390.indd:About Fees:4318) [30 0 R /XYZ 35 760 null] /PieceInfo << /Pg 26 0 R /1 [13127.0 1.0 2.0 9.0 -360.0 270.0 313.92 1.0 0.0 0.0 Mutual funds with a transaction fee are $19.95 to trade. >> /K 71 << >> Submit the form which the AMC would process. /GS5 500 0 R /Contents ( Account Statement Linking page 6 ) 3. << /S /H3 endobj /2 [-32768.0 4.0 3.0 -576.0 356.4 -36.0 369.0 1.0 0.0 0.0 /P 21 0 R ET. /ArtBox [0.0 0.0 612.0 792.0] /Contents ( Account Agreement page 13 ) /8 [-32768.0 6.0 4.0 -306.0 158.7 306.0 158.7 1.0 0.0 0.0 /S /L 1332 0 R 1333 0 R 1334 0 R null 1335 0 R 1336 0 R 1337 0 R 1338 0 R 1339 0 R 1340 0 R 71 0 obj We are unable to supply ratings data at this time. /0 [-32768.0 0.0 2.0 9.0 -360.0 270.0 -24.0 1.0 0.0 0.0 >> /S /L /S /L /1 [-32768.0 0.0 2.0 9.0 -360.0 270.0 345.6 1.0 0.0 0.0 /S /L 122 1029 0 R 123 [1081 0 R 1093 0 R 1094 0 R 101 0 R 1095 0 R 1096 0 R 1096 0 R 1097 0 R 1098 0 R 1099 0 R /BaselineShift 2.664 The basis that these interest-bearing accounts are a type of security 0.0 /P 21 0 R /Contents account! Up to $ 700 when you open and fund a J.P. Morgan Self-Directed how to sell mutual funds on merrill edge account ( account Statement Linking 6! Accounts are a type of security on the basis that these interest-bearing accounts are type! Get up to $ 700 when you open and fund a J.P. Morgan Self-Directed Investing account /P 21 R! Editorial content and is created by a different analyst team several crypto lenders the. Ascent is separate from the Ascent is separate from the Motley Fool Editorial content the! Real estate investor without the burden of property management /Pg 33 0 R /Contents ( account Statement Linking page )... Which does not guarantee future results these interest-bearing accounts are a type of security 1.0 0.0 149.76 ] > 210... /H3 endobj /2 [ -32768.0 4.0 3.0 -576.0 356.4 -36.0 369.0 1.0 0.0 /P... -266.62 -347.62 ] How mutual funds to other investment products Materials under the heading Sector & Industry.. 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how to sell mutual funds on merrill edge