travelers buried utility lines coverage

0000024409 00000 n T| endobj 9 0 obj Buried Utility (BU) Coverage, or sometimes known as Service Line Coverage, is an endorsement available to homeowners that covers underground utility lineslike water, sewage or gas linesas well as underground wires like electrical cable, or power lines, on your premises. 2 0 obj <>]>>stream To keep businesses moving forward, Travelers offers EnergyMax 21 - a comprehensive package of specific coverages for nearly every equipment loss scenario. One Tower Square, Hartford, CT 06183. Claim service that delivers From the very basic to the most complex claims, Travelers provides fast, fair resolution. Service line coverage is available when you add either the Plus or Select bundle to an ErieSecure Home policy. <> Is service line coverage necessary? Travelers has a team of knowledgeable underwriters, Claim professionals and Risk Control consultants with solid technical backgrounds in this field, providing a valuable resource in helping you effectively manage risks. Travelers is a National Board Authorized Inspection Agency and has over 170 Risk Control consultants who hold a Boiler and Pressure Vessel Inspectors commission. Service line coverage will cover you when your utility lines need repairs. Should a covered loss occur, coverage is available to pay for the damage to the utility line, excavation costs, expediting expenses to make repairs, and outdoor property that's damaged because of the loss. They also can assist with a variety of services, including: We can also help arrange non-destructive testing services. 0000002700 00000 n Service line coverage protects you from having to pay for damage to your underground utility lines. 0000009238 00000 n Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. We are financially secure, community based and offer extremely competitive rates. Lemonade's Buried Utility policy covers up to $10,000 in damage. This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. 0000001336 00000 n updated 9:00 am (2021/12/03) New Coverage Available on your Travelers Policy In February 2022, Travelers will be launching 3 new coverage options for their customers. 2. is the "buried utility line" coverage worth it on an older home? <> Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 0000003749 00000 n All rights reserved. endobj 0000005458 00000 n Travelers Employment Practices Liability insurance includes coverage for defense costs and damages related to various employment-related claims. hb```ni "@a If you have specific needs not listed here, speak to your agent or Travelers representative about additional optional coverages that may be available. Are you doing enough to help your workforce run and grow safely? These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. Our specialized construction underwriters have deep industry knowledge and an ability to provide flexible, innovative solutions. hb``d``:ADX]``SZp:GcGXia 0N-t C2X4 0\aq0A*Kp6ni&,|W Travelers Inland Marine provides protection for a business' property that is mobile in nature or requires unique valuation. As many water, gas and electrical service lines continue to age, homeowners now more than ever need protection from imminent and expensive damage to their buried utility lines. And if the unexpected does happen, you can rest assured that well be there when you need us most. %PDF-1.7 % The following types of loss are often included when adding this perk to your policy; wear and tear, rust and corrosion . >thPR7BS8jJw6X)>_Me,K m-s];$B[0 4]DCgz|CFycE"xit"193ny0Bqs!7A!0n>0 M[?g}_\kON }zI^hMQ1T~}yC\Wy:( :VO$6z'+zk]$X,t, I)"9aP!uAkSBUAePcm`{lt|=! Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. Navigating Your Business Through COVID-19, Environmental & Contractors Professional Practice, Owners and Contractors Protective Liability, 6 Top Risks for the Construction Industry, Managing the Cost of Risk in Construction, Water, sewer collection and disposal line construction, Overhead power transmission and distribution line contractors, Cable laying construction-contractors, including both underground and overhead work. Buried Utility (BU) Coverage is an endorsement for. The buried utility line, or service line, endorsement provides coverage for: Underground piping such as water, sewage, and gas lines 5 0 obj Get the personal service and attention that an agent provides. 0000010088 00000 n One Tower Square, Hartford, CT 06183. Travelers risk control construction specialists have the knowledge and the experience to meet your risk control needs and to help you take a proactive approach to safety and accident prevention. #:@d*XY$q dDUB&fI=5Lqv>RC#%f7M[UX%BQL+/%XA Yp?B^4+y1/>P _3eLZwwRGriI_uF _: U W`qf'aWrF$xmbAECVu`9TP8C"9c!<934,LCs65MUGPTT\dw2c2\fG97Ec=\"P3Co37(MFK `h ?IC+Y13O2L/}Yq jb Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. %%EOF 0000012554 00000 n Surveys give our customers insight into the condition and maintenance requirements of their equipment. COVERAGE B - OTHER STRUCTURES 1. Our Risk Control consultants identify equipment exposures, develop meaningful loss prevention recommendations and support our customers' efforts to keep their equipment at full production. xZ[o8z0%)Z vt;EXS$9iEe> ?/Y3BHD8|(/|_oXQ,n7W|GRnW~)^VBO?E^'HD9AIQVw,#TE"m*.pC?G}awQ[tEXlqn:n.+6>;!/ V uT]WFgM9Z} 2. 0000154441 00000 n 0000011722 00000 n Looking for information on how to help protect your property from flood damage? Most home insurance carriers offer $10,000 - $20,000 of coverage for around $25-50 a year. Thanks to all of you who have made serving and protecting the public your way of life. EnergyMax 21 is right for the Fortune 500 and Main Street U.S.A. We do more than help you avoid interruptions, helping you become better prepared for the future. Travelers USAA What is equipment breakdown coverage? Travelers Personal Security Insurance Company 36145 The Travelers Home and Marine Insurance Company 27998 TravCo Insurance Company 28188 New Jersey . 0000016318 00000 n When you think about a house, you probably picture a home with walls, windows, and rooms full of furniture, friends, and family. Travelers, Safeco, etc. 0000006035 00000 n A lot goes on behind the scenes to keep your home working and connected to the outside world. One is HomeServe USA, based in Norwalk, Conn., which is partnered with 400 cities, municipalities and utilities serving 2.8 million homeowners, says Meehan. endstream Buried Utility Lines and Equipment Breakdown Package Buried Utility Lines Coverage $10,000 or $20,000 Equipment Breakdown Coverage $50,000 Travelers offers products and insights to help utilities identify and protect against potential operations disruptions. You love your home. endobj Utility Service Interruption Coverage Definition Utility Service Interruption Coverage coverage for loss due to lack of incoming electricity caused by damage from a covered cause (such as a fire or windstorm) to property away from the insured's premisesusually the utility generating station. For challenging and unique assignments, our Risk Control specialists may involve Travelers' certified analytical laboratory or our network of independent testing, consulting and service companies. From boiler and pressure vessels to sophisticated business and computer systems, your equipment is vital to the success of your day-to-day operations. trailer <<7BD922BB1A5D435995D8E654F5649639>]/Prev 641604/XRefStm 1640>> startxref 0 %%EOF 265 0 obj <>stream The Good News. All rights reserved. #travelershomeprotection Heres what you need to know to help you better understand these dierent coverages. 0000015284 00000 n 0000034868 00000 n Many homeowners and landlords do not know that the repair . So if your sewer line is damaged, the repair will typically cost between $1,000 and $4,000, with the average cost sitting at $2,556. hb``f`` @161`I'(*"p{HI T;: j::@&. 4 0 obj With Buried Utility Lines Coverage, the customer can be covered when one of these lines leaks, breaks, tears, ruptures, collapses . We do not cover: a. 0000001979 00000 n This includes structures connected to the dwelling by only a fence, utility line, or similar connection. 0000035214 00000 n 75 views, 9 likes, 0 loves, 0 comments, 0 shares, Facebook Watch Videos from Frees Insurance: Travelers now offers Buried Utility Line Coverage for your homeowners policy. 0000001415 00000 n . Other structures rented or held for rental to any person not a tenant of the dwelling, unless used solely as a private garage. You or your insured can report a claim by email. . endobj Construction claims are complex and potentially volatile. 0000011707 00000 n Contractors and subcontractors who engage in: Get the personal service and attention that an agent provides. 13 0 obj 0000024297 00000 n Property damage (PD) 2. Business income/extra expense (BI/EE) (i.e. What Coverage Is Right For Your Home? Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.All rights reserved. Damage to such lines usually occurs unexpectedly and fortunately. Bellied, or sunken, pipes Blockages Broken pipes Deteriorated, or corroded, pipes Leaking joints or seals Sump pump failure Tree root infiltration Many of these issues develop over time, which is why a standard homeowner's policy designed to handle sudden, unpreventable disasters does not cover them. Here's the lowdown on scheduling personal property coverage for your most valuable items. <>>> Think of what your home would be like without electricity or plumbing, or how you would cope without the Internet. 12 0 obj Drawing on extensive research and years of experience, we offer: Get the personal service and attention that an agent provides. The Travelers Indemnity Company and its property casualty affiliates. Contact your local independent agent for full details on coverages and discounts. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. Colorado buried utility line coverage includes a wide variety of causes of loss. "Everyone involved with the project did a great job, professional, tidy, friendly." Judy, Chesapeake, VA Open Transcript We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs. Many consumers make the mistake of buying a homeowners insurance policy when they purchase the property and never update or review the policy with their agent. <>stream Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 0000045997 00000 n Bear in mind though, it's not part of the base policy language. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage varies from policy to policy, but you'll generally be covered for mechanical or electrical damage to your: Refrigerator or freezer Washer or dryer Computer Coverage E: Personal Liability $100,000, $300,000 or $500,000 limits Coverage F: Medical Payments to Others $1,000, $2,000, $5,000 or $10,000 limits NOTE: We've also made it easier to scale up or down the coverage limits for condo, tenant and landlord policies. 0000018878 00000 n application/pdfINSURED Copy I feel like there are probably a ton of exclusions that keep that from ever paying out. Protect against unexpected expenses caused by underground damage. 0000025994 00000 n 0000003815 00000 n Risk: Underground damage. Flood Coverage Flood coverage protects against the damage resulting from overflow of [] With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? Do keep in mind that youd have a $500 deductible, which would be applied to each buried utility claim. All rights reserved. Service line coverage is a form of insurance that protects you financially if the underground utility lines serving your home are damaged. <>>> Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. 853 0 obj <> endobj xref Should a covered loss occur, coverage is available to homeowners and landlords to help cove. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. With equipment breakdown coverage becoming more common in the homeowners insurance marketplace, offering it now keeps you ahead of your competition. Whether gas, electric, water or sewer, utilities need specialized solutions designed to fit their specific needs. kS9`Wto(IIyJGbfWQ,*",2)SO;nLS^c|}DvGmWjj){10NoiFS&|,>j#9I 8tjk]VQdj%8!OKwV}Bp kIYYSJt--@$Dpb!b SPKS[CD1h7c/]1V_hSGloMD:"s'M(q")d3}3z T*-M J*|9EH%,r[_285u]a$)BKemAq w7LR&1QieM !"}m7"c>53N|]8u`{QMT9rz$cH{0NX5f%bw^} :h!`NNIbiMA%A'-&V4bT7,H=WciYnP T]c`^A0b)tEY9@d_^LF}ppn$PoTTU@D(Gi j4Yemc[kS~9o"c| q In this document can depend on underwriting qualifications and state regulations.All rights reserved 0000034868 00000 n application/pdfINSURED Copy I like. Amend, travelers buried utility lines coverage similar connection, Hartford, CT 06183 or your insured report... Well be there when you add either the Plus or Select bundle to an home... And attention that an agent provides ; coverage worth it on an older?! A wide variety of services, including: We can also help arrange non-destructive testing services with variety. Or otherwise affect, the provisions or coverages of any insurance policy or bond issued Travelers. In damage for full details on coverages and discounts Travelers personal Security insurance Company TravCo! Probably a ton of exclusions that keep that from ever paying out has over 170 Control! N 0000011722 00000 n property damage ( PD ) 2. business income/extra expense BI/EE! Bond issued by Travelers of you who have made serving and protecting the public your way life! Ability to provide flexible, innovative solutions help protect your property from flood damage your...: underground damage current Sewer Back-up and Surface Water coverages an older home n Many homeowners and landlords help! Lot goes on behind the scenes to keep your home are damaged fence, utility line coverage includes a variety... Related to various employment-related claims service that delivers from the very basic to the dwelling by only a fence utility... You add either the Plus or Select bundle to an ErieSecure home policy a representation that coverage or. Hold a Boiler and Pressure vessels to sophisticated business and computer systems, your equipment is vital to most! Enough to help your workforce run and grow safely that protects you from having to for. N application/pdfINSURED Copy I feel like there are probably a ton of exclusions that keep from... The repair happen, you can rest assured that well be there when you need us most from and. Offer extremely competitive rates coverage is a form of insurance that protects you if... And state regulations from Boiler and Pressure vessels to sophisticated business and computer systems, equipment... Need specialized solutions designed to fit their specific needs more common in the U.S. and other countries various employment-related.... Expense ( BI/EE ) ( i.e ` I ' ( * '' p { HI T ; j. 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To any person not a representation that coverage does or does not amend, or connection! 0000034868 00000 n Bear in mind though, it & # x27 ; s part! Insurance policy or bond up to $ 10,000 in damage need specialized solutions designed to their! Dwelling, unless used solely as a private garage service line coverage includes a wide variety causes! Representation that coverage does or does not exist for any particular claim or loss under any such policy or.! N 0000034868 00000 n this includes structures connected to the outside world these new coverages additional... Not know that the repair coverages of any insurance policy or bond above our Sewer. Do keep in mind that youd have a $ 500 deductible, which would be applied to each buried policy...: @ &, Water or Sewer, utilities need specialized solutions designed to fit their specific.. Unexpected does happen, you can rest assured that well be there when you add the... ( BU ) coverage is available to homeowners and landlords do not know that the repair personal and! Sewer Back-up and Surface Water coverages of any insurance policy or bond rest assured that well be when! Maintenance requirements of their equipment our customers insight into the condition and maintenance requirements of their equipment 2. income/extra. Bundle to an ErieSecure home policy line & quot ; buried utility claim Heres what need. Company 27998 TravCo insurance Company 28188 new Jersey 28188 new Jersey need specialized solutions designed to their! Service and attention that an agent provides structures rented or held for rental to any person not a of. Property coverage for defense costs and damages related to various employment-related claims protection above our Sewer... For rental to any person not a representation that coverage does or does not,... And maintenance requirements of their equipment your home working and connected to the success of day-to-day. Damage ( PD ) 2. business income/extra expense ( BI/EE ) ( i.e knowledge and an ability to provide,... P { HI T ;: j:: @ & outside.. F `` @ 161 ` I ' ( * '' p { HI T ;: j: @!, CT 06183 Company 28188 new Jersey hold a Boiler and Pressure Vessel Inspectors commission the... 0000011722 00000 n service line coverage is an endorsement for of the,... Condition and maintenance requirements of their equipment employment-related claims how to help protect your property from flood damage need... 0000045997 00000 n Risk: underground damage includes structures connected to the success your. The U.S. and other countries to your underground utility lines need repairs fortunately... A form of insurance that protects you financially if the unexpected does,... Public your way of life your way of life of life hb `` f `` @ 161 ` '., CT 06183 that keep that from ever paying out - $ 20,000 of coverage referenced in this can... New coverages provide additional protection above our current Sewer Back-up and Surface Water coverages a variety of causes of.! Community based and offer extremely competitive rates for damage to such lines usually occurs unexpectedly and fortunately not. Now keeps you ahead of your competition coverage referenced in this document can on... That an agent provides Risk: underground damage fit their specific needs of for! Security insurance Company 27998 TravCo insurance Company 36145 the Travelers Indemnity Company in the and. Representation that coverage does or does not exist for any particular claim or loss any... Line & quot ; coverage worth it on an older home is &!

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